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WHY
PURCHASE AN ALARM SYSTEM?
Before
covering the finer points of purchasing an alarm system, or
choosing an alarm service provider, we believe it is appropriate
for the first time buyer to consider the following;
- What
are my reasons for purchasing an alarm system?
- Is
an alarm system the best way to protect myself, my people
(family/employees) and my property?
Commercial
Premises
For any commercial premise there are many reasons to have
an alarm system, including the following;
- Unprotected
commercial property is an easy target because the times
that it will be occupied are normally easy to predict. A
business without an alarm system is an invitation to criminals.
- The
cost of an alarm system and monitoring service is very small
compared to the potentially devastating costs of a major
business interruption.
- An
alarm system can be used to track employee activity in order
to deter criminal acts and inappropriate use of business
facilities after hours.
- Many
businesses are required by their insurers to have a monitored
alarm system.
Homes
The question of whether to purchase an alarm system for a
residence is not so cut and dry. There are several ways to
reduce the chances of having your home burglarized including
having adequate physical security and making your
home unappealing to potential intruders.
You
may want to consider the following as possible priorities
before purchasing an alarm;
- A
good insurance policy on the contents of your home is essential.
You should also make sure that you have a detailed list
of your belongings. Taking pictures around your home and
keeping the images at another location can help tremendously
if a major claim arises. You may also want to mark some
of your possessions for easy identification in case they
are recovered by the police.
- Adequate
physical security should be a high priority. Window bars
may not be necessary, but good quality door locks and properly
secured windows are important. Contact a licensed locksmith
for an assessment of your homes physical security
and a quotation for any recommended upgrades.
- Developing
good security habits that make your home unappealing to
intruders, including; locking your doors, securing accessible
windows when you are going out, keeping bushes trimmed to
make sure your home is visible to neighbours and passers
by, and leaving lights on (inside and outside) when you
are out at night. More information on this topic is available
from you local police force or through organizations such
as neighbourhood watch.
Some
reasons to consider installing an alarm system in your home
include;
- If
your home has been broken into at least once before, or
if break-ins have recently occurred in your neighbourhood.
- If
you travel regularly.
- If
your property contains a number of highly valuable or irreplaceable
items.
- If
a member of the household is feeling anxiety about the possibility
of an intrusion.
- If
you require an alarm system due to concerns which are not
crime related such as fire protection, medical conditions,
or and other safety concerns.
If your insurance company requires an alarm system or is
offering a significant discount if a monitored alarm system
is installed. Insurance discounts vary from 10% to 18% depending
on the insurance broker and your policy. Additional discounts
may also be applied when monitoring for fire (ie: smoke
detectors). These discounts again vary between brokers,
but could save you an additional 5%. Check with your insurance
representative to see what they offer, and call other brokers
to insure you are getting a competitive discount.
The
security industry benefits tremendously from the constant
media coverage of crime. At times we are all impacted by stories
about the victms of criminal activity. It is important to
balance your emotions with a logical, long term view of your
security requirements. Carefully consider your options before
deciding whether an alarm system is the right choice for you.
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